Your gross salary is used to calculate a number of social benefits and extra advantages, such as:
- Statutory pension
- Benefit in case of maternity leave, illness, unemployment or an accident at work
- Holiday allowance
- End-of-year bonus
- Group insurance
When you lease a bicycle through your employer on the basis of a monthly gross salary swap, it makes sense that your gross salary will be a bit lower and this has an impact on the calculation of benefits and advantages as described above. But thanks to the gross/net ratio, the impact of this is small.
On top of that, with bicycle leasing, you are making a sound decision due to the fiscal benefits and extra services often included within your leasing package. More info on 'The effect of bicycle leasing on your pension and other social benefits' can be found in our blog post.
If you have any doubts about your personal situation, you better contact your company's HR department.